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Platform

Modernize Banking and Financial Services Without Disruption

Your banking and financial services systems hold the data, logic, and business rules that power the bank. The challenge is not replacing them all at once — it is modernizing safely, in phases, without putting the business at risk.

Start today See the platform

What's Holding Financial Services Back

The pressure to modernize is real. So is the risk of getting it wrong. Many financial institutions have tried — and been burned by — middleware layers, costly rewrites, and big-bang migrations that stalled, overran, or failed. The core systems are not the problem. The problem is modernizing them without a safe way to decouple, coexist, and move in phases.

Enable digital and mobile banking

Expose core banking logic as standards-based APIs in minutes, not months. No changes to the underlying system required. Digital channels gain real-time data access without workarounds.

Meet Open Banking & regulatory requirements (PSD2, GDPR, CCPA)

Auto-generate standards-based APIs directly from COBOL, CICS, VSAM, IMS, and IBM i assets to support Open Banking and related compliance initiatives. Deliver modern interfaces from core systems without adding another long integration project.

Faster time-to-market with new digital products

AI-driven automation reduces the time and effort required to turn legacy assets into reusable services. Teams can accelerate new digital initiatives without depending entirely on scarce legacy specialists.

Enable AI and data-driven personalization

Some of your most valuable data and business rules still live in legacy systems. OpenLegacy unlocks it — feeding AI models, analytics platforms, and personalization engines with real-time core system data.

Modernize payments and enable real-time processing

Decompose monolithic payment workflows into independent, API-first microservices. Support instant payment rails and new payment schemes without rebuilding your entire stack.

Reduce infrastructure cost and mainframe MIPS spend

Direct connectivity can reduce dependency on heavy middleware and help shift selected workloads into cloud-native deployment. This can reduce MIPS consumption and shift investments from maintenance toward modernization.

Proven Results. Real Banks

10x

Faster Time-to-Market

Rapidly launch new digital services by connecting directly to your core — mainframes, IBM i, databases, or packaged applications — without changing the systems underneath.

60%

Cost Reduction

Reduce development effort through automation and direct connectivity, helping teams deliver modernization outcomes with less manual work.

Zero

Big Bang Rewrites

Safely decouple legacy speed from digital innovation cycles without disrupting core systems.

Where OpenLegacy Delivers Value

Initiatives where legacy systems become bottlenecks — and where we create the safest path forward.

Internal + External

Core Banking Modernization

Modernizing a monolithic core banking platform doesn't have to be an all-or-nothing program. Expose existing COBOL and CICS logic as APIs so domains like lending and payments can be decoupled in phases. Workloads shift in controlled waves entirely without downtime.

10x FasterAPI Creation

ZeroCutover Risk

External

Open Banking API Factory

Auto-generate standards-based APIs directly from COBOL copybooks, CICS transactions, and IBM i programs. Move from bespoke integration to a repeatable API factory. Bank Leumi went from COBOL to microservices in 5 minutes, delivering 8 per week with 1 developer and 100% compliance.

10x FasterAPI Delivery

-75%Integration Cost

Internal + External

Real-Time Payments

Adapt batch-based COBOL flows for 24/7 instant payment initiatives. Expose CICS and MQ entry points as event-based services while the core ledger remains. Banorte achieved a 20x faster API lifecycle, eliminated their ESB dependency, and met real-time SLAs.

-70%Delivery Time

+30%Throughput

Internal + Data Layer

Digital Lending

Expose lending functions like eligibility checks, scoring, and approvals as APIs without modifying core code. Support modern digital credit journeys where orchestration and AI-driven decisioning can natively evolve to ensure higher approval rates.

HoursTime-to-Decision

MonthsNew Products in

Data Layer

Fraud & AI Enablement

Fraud models and AI services need timely access to transaction data locked in legacy VSAM files and DB2 databases. Make that data available live, with lower latency than traditional middleware, so risk analysis and models can operate in true real-time.

<1sFraud Scoring

BypassedMiddleware

core_system_diagram.webp

Platform

How OpenLegacy Works With Your Core Systems

our core doesn't need to be replaced to deliver modern services. OpenLegacy connects directly to
mainframes, IBM i, COBOL/CICS, VSAM, IMS, and DB2 and generates cloud-ready APIs and services to
decouple safely from what already exists. Modernization happens in controlled phases, with legacy and cloud
running in parallel until you're ready to shift workloads permanently.

Start today See the platform

External Decoupling

Create a new API layer — without touching the core. Expose existing mainframe transactions, programs, and data as modern APIs. Digital channels, partners, fintechs, and new cloud applications consume modern APIs while the legacy system remains the system of record. This is the fastest path to Open Banking initiatives, digital channel enablement, and reducing dependency on ESB-heavy integration.

Internal Decoupling

Selectively modernize modules — while keeping the whole system running. Identify and isolate specific business functions — such as a payment validation rule, a lending eligibility check, or a fraud scoring routine — so they can be exposed, decoupled, and progressively modernized while the existing system keeps running. New functionality can then be deployed independently, reducing risk and allowing technical debt to be addressed in waves.

Data Layer Decoupling

Unlock legacy data for AI, analytics, and real-time services. Make data from legacy databases such as DB2, VSAM, and IMS available to cloud data stores, caches, or streaming layers with less complexity than traditional middleware-heavy approaches. AI models, fraud detection engines, personalization platforms, and reporting services gain more timely access to the data they need from core systems.

The OpenLegacy Hub Drives Every Phase

01Analyze

Analyze

Securely connect to mainframe, IBM i, or legacy system. Visualize dependencies, transaction flows, and data structures to identify safe decoupling points before modernization begins for the specific project or phase.

02Plan

Plan

Map your modernization plan. AI-powered automation identifies the integrations needed to support the safe decoupling pattern and builds the service blueprint — without manual reverse-engineering or specialist legacy skills.

03Execute

Execute

Auto-generate the services identified in the modernization plan. Deploy to cloud, on-premises, or hybrid environments. Iterate continuously — each wave builds on the last. Modernization becomes a practice, not a project.

Explore the OpenLegacy Hub

Trusted by the World's Leading Financial Institutions

Banks across multiple regions use OpenLegacy to unlock their core systems, meet compliance deadlines, and deliver new digital services without the risk of traditional modernization.

Bank Leumi

From copybook to a production microservice in five minutes

Challenge

New Bank of Israel open-banking rules required an API-first bank, but every CICS microservice needed a hand-written OpenAPI file for Swagger and Apigee. That work was slow and costly, and extending the ESB was not the path they wanted.

Solution

OpenLegacy Hub, with a CICS adapter fitted to the bank's mainframe, generates the microservice and its OpenAPI file and deploys them to Amazon EKS Anywhere. Apigee receives the production API within five minutes, after a templated approval of the contract.

Results

  • Copybook to service: under 5 minutes
  • Next target: 25 new microservices in one week
  • New channel: Finteka APIs for outside vendors

"The strategy is to not leave behind the mainframe but to empower it. Elevating it to a modernized world is why we partnered with OpenLegacy and Apigee."

Eli Dotan, Group Manager, Middleware R&D and Operations, Bank Leumi

Read more

Banorte

Unlocking the high-value millennial market with streamlined digital experiences

Challenge

Millennial onboarding still meant a branch visit, identity checks, and a return trip to collect a card. Aging mainframe flows for accounts, loans, and cards could not support that simpler experience without a core rewrite.

Solution

OpenLegacy turned mainframe workflows into APIs with a direct connection that removed the ESB, IBM MQ, and MCA layers. A small pilot delivered the first API in a few hours, with automated tests aligned to Banorte's DevOps practice.

Results

  • API lifecycle speed: 20-50x faster
  • Transaction response time: 70x faster, under 300ms
  • Daily capacity: 15 million transactions
  • Development cost per API: 50-75% lower

"When another bank launches something new, we need to be able to do it tomorrow. Time to market isn't dealing with my backlog—it's when the market changes today, how do I react to it tomorrow."

Banorte

Read more

Citi

Citi needed to accelerate complex host-to-host connectivity across global treasury and payment operations — connecting legacy infrastructure to modern digital banking services at speed and scale.

Challenges

Host-to-host connectivity across global treasury and payment operations had to reach modern digital banking services without a disruptive core change.

Solutions

OpenLegacy provided the connectivity bridge between legacy host systems and modern cloud-based services, enabling fast, reliable host-to-host implementation without disrupting the core.

Results

  • Faster host-to-host implementation for treasury and payments
  • Legacy infrastructure connected to modern digital banking services at speed and scale
  • No disruptive core changes
Read more

See All Customer Stories

Built to Work With Your Cloud and Technology Partners

OpenLegacy integrates into modern cloud environments and works alongside the tools your teams already rely on. Whether you are pursuing a cloud migration with a hyperscaler, extending a core banking platform, or connecting fintech partners via an API gateway — OpenLegacy fits into your architecture and delivery model.

It also complements modernization programs led by cloud providers and ISVs, fitting alongside existing migration toolchains rather than replacing them.

Explore Partners

Go Deeper

Legacy modernization with OpenLegacy powers the personalized digital experiences today's customers expect.

Overcoming Regulatory Compliance Hurdles For Legacy Systems

See how OpenLegacy auto-generates compliance-ready APIs from core legacy systems — enabling PSD2, Open Finance, and regional Open Banking mandates without a rewrite, without specialist skills, and without touching the core.

Read the Brief

Bank Leumi: From COBOL to Microservice in 5 Minutes

One of Israel's largest banks needed Open Banking compliance fast. See how they went from a manual, multi-day process to an automated microservice factory — delivered by a single developer in one week.

Learn More in Success Stories

Three Patterns for Banking Modernization Without Risk

External, Internal, and Data Layer decoupling — three proven approaches to build a coexistence bridge between your mainframe and the cloud — enabling you modernize in accelerated derisked phases.

Learn About Coexistence

Ready to See It in Your Environment?

Our team will show you how OpenLegacy connects to your specific systems — mainframe, IBM i, or legacy application — and generates an API in a live session. No commitment. No specialist knowledge required on your end. Just your system details and 30 minutes.

Trusted by the World's Leading Financial Institutions

Banks across multiple regions use OpenLegacy to unlock their core systems, meet compliance deadlines, and deliver new digital services without the risk of traditional modernization.

Bank Leumi

Bank Leumi Generates Microservices From Mainframe in Just 5 Minutes

Bank Leumi took an API-first approach enabling to develop and deploy a microservice from the mainframe CICS to Amazon EKS Anywhere-in 5 minutes or less.

Read more

Banorte

Banorte unlocks high-value millennial market with a streamlined digital user experience

Eliminating ESB layers dramatically accelerated performance: Compared to the previously developed APIs, OpenLegacy’s APIs were 70x faster.

Read more

Citi

Citi accelerated host-to-host implementation for global financial operations

Citi connected legacy host systems to modern cloud-based treasury and payment services without disruptive core changes.

Read more

Trusted by the World's Leading Financial Institutions

Banks across multiple regions use OpenLegacy to unlock their core systems, meet compliance deadlines, and deliver new digital services without the risk of traditional modernization.

Bank Leumi

From copybook to a production microservice in five minutes

Challenge

New Bank of Israel open-banking rules required an API-first bank, but every CICS microservice needed a hand-written OpenAPI file for Swagger and Apigee. That work was slow and costly, and extending the ESB was not the path they wanted.

Solution

OpenLegacy Hub, with a CICS adapter fitted to the bank's mainframe, generates the microservice and its OpenAPI file and deploys them to Amazon EKS Anywhere. Apigee receives the production API within five minutes, after a templated approval of the contract.

Results

  • Copybook to service: under 5 minutes
  • Next target: 25 new microservices in one week
  • New channel: Finteka APIs for outside vendors

"The strategy is to not leave behind the mainframe but to empower it. Elevating it to a modernized world is why we partnered with OpenLegacy and Apigee."

Eli Dotan, Group Manager, Middleware R&D and Operations, Bank Leumi

Read more

Citi

Citi needed to accelerate complex host-to-host connectivity across global treasury and payment operations — connecting legacy infrastructure to modern digital banking services at speed and scale.

Challenges

Host-to-host connectivity across global treasury and payment operations had to reach modern digital banking services without a disruptive core change.

Solutions

OpenLegacy provided the connectivity bridge between legacy host systems and modern cloud-based services, enabling fast, reliable host-to-host implementation without disrupting the core.

Results

  • Faster host-to-host implementation for treasury and payments
  • Legacy infrastructure connected to modern digital banking services at speed and scale
  • No disruptive core changes
Read more

Banorte

Unlocking the high-value millennial market with streamlined digital experiences

Challenge

Millennial onboarding still meant a branch visit, identity checks, and a return trip to collect a card. Aging mainframe flows for accounts, loans, and cards could not support that simpler experience without a core rewrite.

Solution

OpenLegacy turned mainframe workflows into APIs with a direct connection that removed the ESB, IBM MQ, and MCA layers. A small pilot delivered the first API in a few hours, with automated tests aligned to Banorte's DevOps practice.

Results

  • API lifecycle speed: 20-50x faster
  • Transaction response time: 70x faster, under 300ms
  • Daily capacity: 15 million transactions
  • Development cost per API: 50-75% lower

"When another bank launches something new, we need to be able to do it tomorrow. Time to market isn't dealing with my backlog—it's when the market changes today, how do I react to it tomorrow."

Banorte

Read more